On Banker’s Row, La Goulue is the spot where Stephen Schwarzman chose to have an early-in-the-season party. (“I love Steve,” says founder Jean Denoyer. “We don’t rent out the restaurant, for Steve we do.”) Besides the cheese soufflé from Michelin-starred chef Pascal Sanchez, pay attention to the baguettes, brioche, and even the hamburger buns, made by baker Johnny Vancora at Bread by Johnny in Jupiter, Fla.

At the Royal Poinciana Plaza, Sant Ambroeus is the power broker’s canteen for work and post-workout green juice and organic egg-topped avocado toast; finance firms have hosted dinner over risotto. It’s packed at every hour of the day, meaning by 1 p.m. you may have already seen Apollo Global Management co-founder Josh Harris in his bike gear, NYU Langone namesake Ken Langone, or Rudy Giuliani.

Entering Le Bilboquet Palm Beach feels like boarding a yacht on the French Riviera, one reason you should ask Vlad, the bartender, to make you a St-Tropez G&T. The art set and socialites adore this place, and photographers sometimes buzz about to snap them, which seems right: Jane Holzer, one of Andy Warhol’s muses, owns the building and is a partner in the restaurant.

At LoLa 41, vegetarian burgers and sushi flights come along with the Nantucket original’s beachy vibe and loud music. “No, I’m not turning it down,” says owner Marco Coelho. “When you leave your house, you want to go somewhere fun.”

Buccan specializes in spicy, small plates such as short rib empanadas. And for at least one Lower East Side native, who’s working her New York finance job remotely from Palm Beach this season, it’s a Monday night regular. “It’s billionaires next to a kid in board shorts,” says chef Clay Conley.

Pizza Al Fresco is a relatively down-to-earth scene for the island: After a stroll past boutique windows displaying $5,000 handbags, families dressed in linens and silks sit down to $20 wood-oven pies in an outdoor Spanish-style courtyard.

After a makeover, Cafe L’Europe has a fresh old-world look with bar seats as in-demand as the banquettes. The long continental menu starts with caviar and sashays through $62 Dover sole and Long Island roast duck. Executive chef Alain Krauss knows the decadent diner, from a stint at the ’80s-iconic Quilted Giraffe in New York to 18 years at Chez Jean-Pierre in Palm Beach.

In downtown West Palm Beach, carbo-load with yacht views at Elisabetta’s.

In Miami’s Brickell, start Thursday night drinks with the crab fried brown rice at River Oyster Bar.

Casa Tua Cucina is like Eataly—but in an upscale mall, with more dining and less grocery.